eIDAS-compliant eSigning & identity verification for insurance

Modernize the insurance journey with qualified electronic signatures and digital identity verification.

  • Faster policy sales 
  • Remote customer verification 
  • Reduced fraud 
  • Lower operational costs
  • Full audit trails 
  • KYC/AML compliance by design
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man holding wooden cube with a umbrella symbol.

Insurance runs on trust

Insurers face fraud at every stage of the policy lifecycle: fake or stolen identities at onboarding, false claimants at payout, and account takeovers in between. At the same time, manual processes (branch visits, couriered contracts, scattered PDFs and emails) slow down sales and make compliance harder to prove.

Evrotrust closes these gaps with fraud prevention built into every step: verified identity via a notified eID scheme, legally valid eSignatures, and structured evidence for every interaction.

Faster, compliant policy and claim experiences 

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Onboard and convert faster 

Verify new customers remotely and move them from quote to signed policy without branch visits or manual checks.

  • Policyholder onboarding: confirm that the applicant is real, present, and matches their ID document
  • Quote-to-policy conversion: combine identity verification and electronic signing in one flow to reduce drop-off
  • KYC and AML checks: support due diligence for products that require stronger identity assurance

Sign and manage policies securely 

Let customers sign and update policies remotely, with the right level of legal assurance for each document.

  • Policy issuance and contract signing: sign policies, declarations, terms, and consent forms remotely with QES or AES
  • Renewals and amendments: confirm policy changes and accept updated terms without visiting an office
  • Document delivery and audit evidence: keep clear records of delivery, signing, consent, and confirmation for every document
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Onboard and convert faster 

Verify new customers remotely and move them from quote to signed policy without branch visits or manual checks.

  • Policyholder onboarding: confirm that the applicant is real, present, and matches their ID document
  • Quote-to-policy conversion: combine identity verification and electronic signing in one flow to reduce drop-off
  • KYC and AML checks: support due diligence for products that require stronger identity assurance

How Evrotrust fits into your workflow 

1. Trigger

Insurer calls the relevant Evrotrust process: verify identity, sign a document, or apply a seal. 

2. Complete

Customer or system completes the flow via app, web, embedded screen, or API, in minutes.

3. Confirm

Insurer receives the result and supporting evidence, then continues the journey.

4. Protect

For sensitive actions, an extra identity check adds a layer of security before anything goes through.

Compliance, results, and fit, all in one platform

Built on eIDAS, recognized across the EU


Evrotrust is a Qualified Trust Service Provider (QTSP) and a notified eID scheme under eIDAS, meeting EBA identity verification criteria and GDPR data protection requirements automatically. Evrotrust assumes the legal liability for each identification.

Benefits that deliver results


Insurers benefit from faster sales, lower fraud risk, stronger compliance evidence, and reduced operational costs. Customers enjoy fully remote journeys, a mobile-first experience, and faster processing from application to signed policy.

Designed to fit your
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Whether you offer personal insurance (life, health, auto, property, travel), commercial and SME insurance, broker-assisted journeys, or operate across multiple markets, Evrotrust adapts through APISDK (web flow, mobile app), or portal integration.

Our solutions for insurance

eID: verify policyholders remotely

Confirm a policyholder’s identity in minutes, using ID document scanning, biometric verification, and a liveness check. As a notified eID scheme under eIDAS, results are recognized across the EU and meet EBA guidelines automatically. Verified customers get a reusable digital identity for faster future interactions.

eSignatures: sign policies and claims documents

Match the signature to the document with AES or QES. QES gives policy contracts full legal standing across the EU, equal to a handwritten signature. AES covers renewals, amendments, and routine documents with strong identity assurance. Every signature comes with a clear audit trail.

Corporate Sign: signing and seals at scale

For high-volume internal or system-generated documents, Corporate Sign applies QES and qualified eSeals automatically through API integration, with certificates managed centrally. No manual signing – documents are ready for delivery or archiving the moment they’re issued.

Evrotrust by the numbers

Join a community of 200+ clients around the globe, serving 2,500,000+ users from 61 nationalities.

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verified users across the Evrotrust ecosystem

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qualified eSignatures processed through our platform

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average completion rate across identity and signing flows

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faster than traditional verification and onboarding processes

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minutes

to create a reusable, verified digital identity

Success that speaks for itself

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“Digitalization has had an extremely positive impact on all of our projects, both in terms of increasing speed and improving quality. In a significant portion of our processes, we have managed to reduce the use of paper, which in turn has accelerated our interactions with customers. Today, we have processes where more than 95% of customer communication is conducted entirely electronically, even in workflows involving over 100,000 customer interactions per year.”


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Milen Ivanov

Chief Project Officer
Allianz Bulgaria

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“Evrotrust enabled us to refine our early vision for transformation and turn it into a comprehensive digital model. Today, our customers can open pension accounts, transfer funds, or retire by signing documents remotely in just a few minutes.”


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Kiril Georgiev

Chief Executive Officer
PIC Doverie

FAQ

How does Evrotrust automate identity verification for insurance onboarding?

Evrotrust eID checks the applicant’s ID document, runs facial verification, and performs a liveness check from a smartphone. The applicant is confirmed as real and matching their documents in a couple of minutes, no branch visit or manual review needed.

How does Evrotrust support claims processing and payouts? 

Evrotrust verifies the claimant, beneficiary, or authorized representative before a claim is processed. For sensitive payouts like life insurance disbursements, this confirms the right person receives the funds and reduces fraudulent claims.

How does Evrotrust handle electronic signatures for policy documents? 

Evrotrust supports AES and QES. AES covers renewals, amendments, and routine documents with strong identity assurance. QES is used for policy contracts and high-value transactions, with the same legal weight as a handwritten signature across the EU.

How does Evrotrust support commercial and SME insurance lines? 

Business customers verify authorized representatives and sign documents the same way individual policyholders do. For high volumes of commercial policies or claims documents, Corporate Sign applies QES and qualified electronic seals automatically through API integration.

How does Evrotrust protect high-risk policy actions, like beneficiary or payout changes? 

These are treated as high-risk actions, and Evrotrust can require an extra identity verification step before the change goes through, preventing account takeover and unauthorized changes to beneficiaries or payout details.

What are the advantages of using Evrotrust for insurance providers? 

One platform for identity verification and signing, backed by eIDAS and recognized across the EU. Insurers get faster sales, lower fraud risk, and compliance evidence, while policyholders get a remote, mobile-first experience with a reusable digital identity.

Does Evrotrust integrate with our existing policy administration and claims systems? 

Yes, through API, SDK, web flow, mobile app, or a no-code web portal, so identity verification and signing fit into existing systems without a full replacement.

Looking for the best trust services to digitize your business?

Evrotrust’s reliable, well-rounded toolkit will meet all digitization needs your company faces.

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